Even from your first day in business, you will be exposed to certain risks. From the moment you hire your first employee, have a hundred under your watch or packing up shop and exiting, insurance has to be top of mind. It is all about ensuring you and your employees are covered no matter what […]
Mobile businesses are unique. From taco vans to locksmiths, and dog groomers to plumbers, these businesses gain a competitive edge through their ability to operate from any location. Mobile businesses have needs that are very different from their stationary counterparts. They need different stock, different equipment, and importantly, different insurance. In this article, we explain […]
Have you thought about what would happen if your business burned down? There will be stock and equipment to replace, repairs to be made, staff to reorganise and perhaps even customers to refund. With all of this to do, it could take weeks or months before your business is ready to reopen its doors and continue […]
Commonly defined as enterprises employing nine or fewer people, “micro-businesses” are big players on the business stage. In 2013, they accounted for 14% of all businesses newly opened in Australia, but only 9% of businesses shutting down[1]. Any new business will face its share of growing pains. When you’re trying to grow your business without […]
Allianz Australia took some time to speak with a couple of Aussie businesses that are ‘doing it for themselves’. The owner-operators of Naturally Gifted spoke with us about what it’s like running a micro-business. Businesses that choose to create and provide locally made or locally sold products and services continue to shape not only the […]
“Just as you would insure your company car to protect against unforeseen events while driving on the road, so too should you insure your business against unforeseen events on the global cyber-highway.”
If you are a contractor or tradesperson, you’ll know that your insurance needs are a little different to those of standard white collar workers.
Each week we’ll feature a business that’s endured an incredible challenge. Here, Amanda Foy recalls the destruction of her business at the hands of mother nature and how she managed to clear the mud and keep going.
Buying business insurance through a qualified adviser, rather than organising it yourself directly through the insurer, could be the difference between survival or closure in the face of a disaster. Here’s why.
Call it an insurance misconception, but many business owners have a fixed idea of what they believe is an appropriate amount to pay for insurance. If they paid $2000 last year, they think $2000 will do for this year. But when every other aspect of your business could have changed, why would the same amount still be valid to protect you into the future?
